History of the Savings Bank


History of the Savings Bank
 
1841 - 1895
In 1841, the Russian Emperor Nicholas I ordered a decree to establish a savings bank in Moscow and St. Petersburg intact penalty - it was this year and marked the emergence of the oldest bank in Russia - Sberbank.The very first client of the first bank in the country was the court counselor Nikolai Antonovich Kristofari, at his own expense, he made an impressive sum at that time of 10 rubles and won the passbook for the number 1.Governmental authorities of Russia have been active propaganda work to explain the population of the country the main advantages of keeping money in a savings bank. Russia's first advertising was effective: in 1842 the savings bank serving an average of 70 contributors to the day, by 1860, the figure exceeded 500.Sberbank of Russia originally headed for the extensive work with all sectors of the country among his contributors were peasants, nobles, merchants, soldiers, officials and even the clergy.
 
1895 - 1917
The heyday of banking in Russia was in 1865 - 1895 years. During this period, the number of savings banks across the country increased from 47 to 3875, while the number of issued passbooks over 2 million units.June 1, 1895 was a turning date in the history of the Russian banking sector. On this day, a new Charter of savings banks to guarantee each preserving its trade secrets. In addition there was also a variety in the types of contributions: you can open a savings account for a child or for burial.
 
1917 - 1941
Marked the beginning of XX century in Russia and large-scale turbulent upheaval: World War, the Revolution, the Civil War. However, none of these events could not slow down the activity and stability of the Savings Bank.In times of crisis for the country was able to save the attachments Sberbank of its depositors, declaring them untouched. But it was not without negative consequences - a trade secret, in fact, was abolished: the government issued a decree obliging savings banks to provide public authorities with information about the status of the account of any investor.The new economic policy in Russia and has led to a major change in the structure of bank: savings banks began to transfer money, issue its own debt certificates, carried out operations to interest and securities.
 
1941 - 1953
The Great Patriotic War and the first post-war period are considered as one of the most difficult periods in the history of Russia. However, the Savings Bank continued to develop and contribute to society, and in this time. To raise funds, he organized a lottery for the population and to the placement of government loans.The most important activity of the Savings Bank in 1941-1945 and beyond is to cooperate with the government in the field of atomic and nuclear industries. Savings help to raise funds and finance development has allowed Russia to become a leader in the production and processing of nuclear fuel, and they remain to this day.
 
1953 - 1991
Despite the complexity of the immediate postwar years, starting with the 50's, Sberbank continued its rapid and sustainable development. For 30 years, the number of savings banks has doubled (from 40,000 to 79,000), the number of customers of the bank increased by 12 times, and the amount of their deposits showed a record rate of growth, an increase of 100.Savings Bank is actively involved in the reconstruction of war-damaged infrastructure in the country - have been re-built and repaired roads and federal highways. Sberbank today, keeping the tradition continues to develop the program of road building in Russia.In 1987, as part of the perestroika reforms savings banks have been reorganized in the Savings Bank of the USSR - so familiar financial institution has received the world famous name. As early as 1989 he began to work the first ATM Savings Bank and in the same year, the bank became a member of the World Savings Bank Institute.1991 was marked by the collapse of the Soviet Union, but Sberbank retained its function and was the only bank in the entire former postsoyuznom space, which continued to work.
 
1991 - 20081991 - 2001In the period from 1991 to 2008, Sberbank of Russia has undergone significant changes, survived the crisis and finally emerged as a modern and universal bank open to work with all groups of clients, reliance and support of the Russian economy.

    
In 1991, the general meeting of shareholders was established Joint Stock Commercial Savings Bank of the Russian Federation.
    
In 1993, the Moscow branch of the Savings Bank first began to operate ATMs.
    
In 1995 he was created Pension Fund Savings. Thanks to the professional investment of pension funds, accumulated over 10 years yield of APF was 278%.
    
In 2001, the Savings Bank and co Olympic Committee. Main bank of the country supported the Russian athletes at the Games in Salt Lake City (2002), Athens (2004) and Turin (2006).2002 - 2007

    
In 2002, Sberbank has issued the first cards VISA «Aeroflot" - a task of this project was to make domestic and international flights Russians comfortable and economically attractive. High demand for maps of Sberbank of Russia "Aeroflot", which continues today, confirm the effectiveness of this project.
    
In 2003, the beginning of a fruitful collaboration of Sberbank and the Russian Northern Fleet. Thanks to him, today the military, their families and civilian personnel have access to a wide range of banking services and an opportunity to credit on favorable terms.
    
In 2006 the Savings Bank implements its policy of expanding into international markets and opens an office in Kazakhstan.
    
November 28, 2007 GO Gref approved by the Chairman of Sberbank of Russia.
    
In 2007, the Savings Bank opened a representative office in Ukraine, today it has more than 80 branches.2008

    
October 21, 2008 the Supervisory Board of Sberbank has unanimously approved the strategy of "Development of the Savings Bank until 2014."
    
Production System developed by Sberbank (CAP), based on technology thoughtful and economical production.
    
She joined the service "Sberbank SHC @ dh" through which bank customers in the Moscow region may hour online banking transactions.
    
Implemented a new project "Credit Factory", a key feature is the automation of the decision making process of the loan.
    
Since 2008, the Savings Bank received the status of a strategic partner of the World Economic Forum in Davos (Switzerland).
    
Collaboration began Sberbank and the Graduate School of Management, St. Petersburg State University: now ready to run the school staff for the largest bank in the country.
    
In December 2008, Sberbank of Russia released a charity card "Give Life" with which the profit of Sberbank received from customers for the service fee, as well as the interest of having committed purchases deducted to help children suffering from severe cancer and hematological diseases.The year 2009 was the starting point in the scale and the implementation of the "Strategy for the Development of the Savings Bank until 2014." Parallel, but important task for the bank was to help the community in addressing the challenges posed by the global financial crisis and to stabilize their financial situation.Updated and expanded services that the bank offers to individuals:

    
Revised and improved lending programs, reduced interest rates.
    
Develop a universal service contract, whereby each client to gain access to all the services of the bank.
    
The "credit factory" has been successfully implemented in Moscow and the North-West bank.
    
Special unit was created to work with the citizens whose monthly income does not exceed 25 thousand.
    
Started to work the system "credit insurance".
    
Sberbank has launched a project "Maintenance of wealthy clients."
    
In October, Sberbank began supporting cards MasterCardPlatinum, VISA Platinum and VISA Infinite.
    
Savings Bank offered its customers a new type of brokerage services in the stock market - online trading with remote access system Focus IV Online.Large-scale efforts aimed at promoting entrepreneurship and creating new services for corporate clients:

    
An active stimulation and support of small business. Developed new lending programs, "Business-car", "Commercial Real Estate", "Express-Leasing" and "Microcredit for small businesses."
    
At the Bank in Moscow and Samara began to work the system "Sberbank business SHC @ dh".Actively developing infrastructure Savings:

    
In late 2009, Sberbank successfully completes rebranding.
    
In Moscow, offers a unique, innovative and high-tech, "Office of the Future Savings Bank", is preparing to open 20 similar offices in 8 cities of Russia.
    
Projects have been implemented to optimize the Bank's operations.
    
Created Corporate University Savings Bank, which was the basic principles of cooperation with leading international business schools.
    
A draft of a Graduate School of International Banking.
    
Is an active formation of personnel reserve bank: searching for young talent and develop their potential.
    
A unified service monitoring and control functionality of ATMs in Moscow.
    
Optimized delivery of cash to customers and the Bank office in Moscow.
    
Completed the process of reorganization of information technology services of the bank.
    
Implemented an automated system of customer relationship management - legal entities.
    
The project of creating a platform for the integrated analysis of the Bank.
    
We launched a new customer service model - the program "base product", which allows to shift the focus from the sale of certain products to complex customer service.
    
Management system deployed by a single profile for individuals Moscow - «MDM-system."Strengthened the position of the Savings Bank of the Russian and international markets:

    
Sberbank entered the top 20 banks by market capitalization.
    
In December 2009, the Group "Sberbank" acquires a majority of "BPS-Bank".
    
A representative office of the Savings Bank of Russia in Germany, in Frankfurt-am-Main.
    
Received permission to open a branch of the Savings Bank of India, New Delhi.
    
In 2004, the Savings Bank took 4th place in the rating of RBC "Top 50 Dream Employers for Young Professionals."
    
Sberbank has won a number of nominations in the annual event "Russian leaders in the field of corporate governance."
    
There is an active development charity bank released "Social card" Savings.
    
Sberbank became the general partner of the Olympic Games "Sochi-2014".
 
2010
In 2010, the continued sustainable development of the Savings Bank, entered into a number of strategic agreements were certified and evaluation operating personnel, additional measures are taken to improve the quality of services to citizens, realized significant social and economic projects.

    
Sberbank has canceled all fees for processing and issuing loans.
    
Were twice reduced interest rate loans.
    
Established Customer Care Service Savings Bank, designed to respond to complaints, suggestions and comments yet.
    
Opened representative offices in major social networks "VKontakte" and Facebook.
    
The contract between the union and the Savings Bank, which recorded the principles of social responsibility of the bank for its employees.taken from http://www.sbrf.ru

No comments:

Post a Comment